50+ LENDERS • COMPETITIVE RATES • EXPERT GUIDANCE
Use our calculators to estimate payments and affordability
Comprehensive home financing solutions for every homebuyer
Special programs and rates for first-time homebuyers with flexible down payment options
Standard home financing with 20% down payment for established buyers
Mortgages with less than 20% down payment, insured by CMHC
Access your home equity or get better terms on your existing mortgage
Specialized financing solutions for investment and commercial properties
Apartment buildings, condominiums, and residential complexes (5+ units)
Commercial office spaces, professional buildings, and medical centers
Shopping centers, standalone retail, restaurants, and service businesses
Warehouses, manufacturing facilities, distribution centers, and flex spaces
Choose the loan program that best fits your financial situation
Traditional Canadian mortgages with competitive rates and flexible amortization periods.
CMHC-insured mortgages for down payments under 20%.
Special programs including Home Buyers' Plan and shared equity mortgages.
Your step-by-step guide to getting approved
Quick assessment of your buying power
Gather required financial documents
Complete detailed mortgage application
Lender reviews and verifies information
Property appraisal and final loan approval
Sign documents and receive your keys
Ready to secure your mortgage? Let's work together to find the best financing solution for your residential or commercial property needs. We provide expert mortgage guidance with access to 50+ lenders and competitive rates.
Contact SPS Aulakh for expert real estate and mortgage services across British Columbia
British Columbia
Serving Metro Vancouver & Fraser Valley
Licensed Real Estate & Mortgage Professional serving Surrey, Delta, and Langley areas.